Most personal installment loans are unsecured loans, meaning there is no collateral, which can make them difficult to find and expensive if you have bad credit. Online lending networks, like the ones below, can be a good way to find a flexible lender with reasonable terms. 1. MutualMoney. Short-term loans of up to 5000. It takes around three minutes to order an English literature dissertation from the UK Essays website. I choose my country, my subject and the required grade. I choose 1, choose one.